Personal Umbrella Insurance in Phoenix, AZ
Your insurance policies, such as home and auto, have coverage limits. If you’re responsible for someone else’s losses that exceed those limits, you’ll be on the hook for the extra costs. Always Insured offers personal umbrella insurance, which can provide added liability coverage beyond your underlying policies.
What Is Personal Umbrella Insurance? 
Personal umbrella insurance extends your liability coverage beyond the limits of your home, auto or other personal insurance policies. If you’re involved in a major accident or face a costly lawsuit, your standard policy may only pay up to a certain amount. An umbrella policy can cover additional expenses, such as legal fees, third-party medical bills or damages awarded in a lawsuit.
Who Can Benefit from This Policy?
Personal umbrella insurance may be especially valuable if you:
- Own a home, rental property or pool
- Have significant savings or assets to cover
- Host guests or events at your property
- Drive frequently or have young drivers in your household
- Want to stay covered against unexpected legal claims
How Much Coverage Do I Need?
The right amount of coverage depends on your net worth, lifestyle and risk level. Make sure your policy is enough to cover your assets.
What Isn’t Covered by This Policy
While umbrella insurance can offer broad coverage, it may not pay for your own injuries, damage to your property or liability from business activities.
Get Personal Umbrella Insurance Near You
We help our clients in Phoenix, AZ secure the right coverage for their budgets and needs. Contact Always Insured today for a personalized quote.