Homeowners Insurance

A standard homeowners insurance policy insures the home itself and the things you keep inside. By having homeowners’ insurance, you can financially protect yourself if there’s an accident. Contact our agency today to learn more about homeowners’ insurance or to get a no-obligation quote.

What Is Homeowners Insurance?

Home insurance is a package policy, which means that it covers damage to your property after a covered loss and your liability or legal responsibility for any injuries and property damage you or members of your family cause to other people. There are usually additional coverages or endorsements, also called riders, that you can add to the standard coverages provided by home insurance to ensure adequate protection.

Do I Need Homeowners Insurance?

While purchasing a home insurance policy may not be mandated by the federal, state or local government, your lender may require proof of home insurance if you have a mortgage. Carrying appropriate homeowners insurance is always a good idea as the policy can help financially protect you if you experience a covered accident or other loss. Without home insurance, you may be left to cover the replacement or repair costs on your own following an incident.

Why Get Homeowners Insurance?

There is no place like home … and we know that protecting your home is important. That is why we offer an array of homeowners insurance products to bring you peace of mind. Whether you are insuring the house you live in or a rental property, we can help. Not sure what type of homeowners insurance policy to obtain? We can help with that, too. Get a free homeowners insurance quote by calling our office at (602) 419-3323 or click here for a Free Quote.

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